Call us: 707-543-1588

Get Pre-Qualified Now!

  • Services
    • Hard Money Loans For Your Property Needs
    • Commercial Loans
    • Non-Owner Occupied Loans
    • Hard Money Loans For Primary Residences & Business Purposes
    • Subprime Loan Lenders
    • Private Money Loans
    • Hard Money Loan California
  • Pre-Qualify Here
    • Hard Money Real Estate Pre-Qual
    • Commercial Loan Pre-Qual
    • Subprime Loans Pre-Qual
  • Investors
    • Risk Assessment
    • Investment Strategies
    • Documents
    • Registration
  • Contact Us

BLOG

What is a Hard Money Loan?

It is common for people to ask “what is a hard money loan?” Well, a hard money loan is a type of finance granted to real estate investors by individuals or non-banking institutions. It does not necessitate extensive credit checks because it is secured by collateral.   The investor chooses a hard money lender since the loan is disbursed rapidly, typically within a week, as opposed to standard banks, which take one to two months to...

Read More >>

Understanding Private Money Loans

According to BadCredit.org, roughly a third of Americans have a poor credit score. One of the disadvantages of having poor credit is that it can be difficult to get approved for a loan by a bank or traditional financial institution. This is where private money loans can help.   What are Private Money Loans?   As the term suggests, a private money loan is essentially money you can borrow from a private organization or lender who has fina...

Read More >>

Three Advantages of a Hard Money Loan

Anyone who has ever looked into getting a loan knows that there are many different options available. One of those options is a hard money loan. Hard money loans are loans given by a private hard money lender or organization rather than a bank. The terms of these kinds of loans are often shorter than traditional loans, and the amount of interest that is charged may be higher as well. Hard money loans are often used for investment purposes, such ...

Read More >>

Is A Hard Money Loan the Best Choice for Your Home

If for some reason, you can’t take out a loan with a traditional mortgage lender, a hard money loan could be right for you. Simply put, with a hard money loan, you use the property you’re about to purchase as collateral for the loan. Here are the top reasons why a hard money loan could be the best option for you.   Flexible Requirements   Traditional mortgage lenders tend to have stricter eligibility requirements that make i...

Read More >>

Five Reasons Why Hard Money Loans Are Beneficial When You Need a Loan Fast

There are times when you need a loan fast. This could be due to business or personal reasons where you can’t wait for the lengthy procedure and time to acquire a loan from the bank. If you are in a rush to get finances for real estate, you can quickly get a hard money loan. Here are the top five benefits hard money loans offer. Fast Approval When dealing with hard money, be sure that you can get it as soon as the lender confirms that the pr...

Read More >>

Are You Looking for A Hard Money Loan for Your Property?

When you are looking for ways to finance your property, you may hear of many options available, including a hard money loan. However, you may be wondering what is a hard money loan? It is essential to answer that question before you consider it as an option. Continue reading to find out all the details you need to know about a hard money loan. What Is a Hard Money Loan? The simplest explanation to the question of what is a hard money loan is that...

Read More >>

How To Find the Best Hard Money Loan

If you’re looking for a fast and easy way to get funding for your business or real estate project, a hard money loan may be the answer. But with so many lenders to choose from, how do you find the best hard money loan? Here are tips to help you get started.   1. Check the Lender’s Experience   When you’re searching for a hard money lender, make sure they have lots of experience. There are many lenders who claim to offe...

Read More >>

Tips When Searching for The Best Interest Rate

Interested in taking out a hard money loan? Then, it’s worth your while to take the time to find a loan that best suits your needs. One of the most important factors to consider when taking out a hard money loan is the interest rate. Here are some tips to keep in mind when searching for the best interest rate.   Consider the Fees   Your loan’s interest rate is one of the biggest factors that affect how much you end up paying...

Read More >>

Tips for Staying Competitive With Poor Credit

Having bad credit can leave you in a state in which you feel hopeless and incapable of doing much. It’s important to improve it as soon as you can so that you can access more opportunities, so read on to see some of the ways in which you can stay competitive despite having poor credit. Buy the Cheapest Car You Can If you absolutely need to have a car due to work or some other commitment that makes it impossible to live without a car, go for...

Read More >>

Housing Market Trends in 2022

The end of 2021 saw a boom in the US housing market and the trends seem positive for sellers for most of 2022. As we enter a new year, what are the trends to look out for? We had a closer look. Mortgage Rates Will Rise There is no doubt that record-low mortgage rates fueled the housing frenzy of 2020 and 2021. Some believe that this was the most important factor in the housing boom. But prices are rising. The Mortgage Bankers Association expects ...

Read More >>
  • «
  • ← Previous
  • 3
  • 4
  • 5
  • 6
  • 7
  • 8
  • 9
  • Next →
  • »

Contact Us

Recent Posts

  • Alternative Financing Solutions for Individuals with Non-Traditional Financial Situations
  • How Hard Money Loans Can Help with Commercial Real Estate Ventures
  • How Credit Issues Affect Loans & Ways to Fix Them
  • Why Hard Money Loans Are Ideal for Real Estate Investors
  • Tips for Improving Your Chances of Getting a Hard Money Loan

Categories

  • Blog
  • Credit Tips
  • Hard Money Tips
  • Private Money Loans

Specializing in originating private money loans in the state of California.

With a network of over 400 private money investors, we’re able to arrange and coordinate the quick funding of real estate loans for transactions which may not qualify through a traditional bank or conventional mortgage lender.
Our services cater to individual borrowers seeking a loan, as well as private investors whom are interested in investing in secured deeds of trust.

Peter Guy Kerston
Dept of Real Estate # 00621929
NMLS # 334620

Recent Announcements

vision of alternative financing

Alternative Financing Solutions for Individuals with Non-Traditional Financial Situations

Securing a loan isn’t always as straightforward ...

hard money loan for commercial real estate

How Hard Money Loans Can Help with Commercial Real Estate Ventures

Commercial real estate can offer big opportunities...

How Credit Issues Affect Loans & Ways to Fix Them

Getting a loan with credit issues can be challengi...

STAY CONNECTED

icon-6
 

Contact Us

750 Mendocino Ave #6
Santa Rosa, CA 95401
707-543-1588 Local
loans@ARCprivatelending.com

Sitemap

Real Estate Application

Navigation

  • Home
  • About Us
  • Meet the Team
  • Blog
  • FAQs
  • Loan Process
  • Private Money Loans
  • Glossary

© 2021. All Rights Reserved. Privacy Policy

Cinque Terre
Custom Web Design by Studio98
  • This field is for validation purposes and should be left unchanged.