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Are You Looking for A Hard Money Loan for Your Property?

When you are looking for ways to finance your property, you may hear of many options available, including a hard money loan. However, you may be wondering what is a hard money loan? It is essential to answer that question before you consider it as an option. Continue reading to find out all the details you need to know about a hard money loan. What Is a Hard Money Loan? The simplest explanation to the question of what is a hard money loan is that...

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How To Find the Best Hard Money Loan

If you’re looking for a fast and easy way to get funding for your business or real estate project, a hard money loan may be the answer. But with so many lenders to choose from, how do you find the best hard money loan? Here are tips to help you get started.   1. Check the Lender’s Experience   When you’re searching for a hard money lender, make sure they have lots of experience. There are many lenders who claim to offe...

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Tips When Searching for The Best Interest Rate

Interested in taking out a hard money loan? Then, it’s worth your while to take the time to find a loan that best suits your needs. One of the most important factors to consider when taking out a hard money loan is the interest rate. Here are some tips to keep in mind when searching for the best interest rate.   Consider the Fees   Your loan’s interest rate is one of the biggest factors that affect how much you end up paying...

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Tips for Staying Competitive With Poor Credit

Having bad credit can leave you in a state in which you feel hopeless and incapable of doing much. It’s important to improve it as soon as you can so that you can access more opportunities, so read on to see some of the ways in which you can stay competitive despite having poor credit. Buy the Cheapest Car You Can If you absolutely need to have a car due to work or some other commitment that makes it impossible to live without a car, go for...

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Housing Market Trends in 2022

The end of 2021 saw a boom in the US housing market and the trends seem positive for sellers for most of 2022. As we enter a new year, what are the trends to look out for? We had a closer look. Mortgage Rates Will Rise There is no doubt that record-low mortgage rates fueled the housing frenzy of 2020 and 2021. Some believe that this was the most important factor in the housing boom. But prices are rising. The Mortgage Bankers Association expects ...

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Application Requirements for Hard Money Loans

There are many reasons why a hard money loan is considered a last resort. The borrower is required to use their own property as collateral rather than their credit. This loan type also tends to be more expensive than others. The closing cost and origination fees cost more and its interest rates also tend to be higher. Then there’s the down payment which usually falls between 30-40% of the overall loan. As a whole, a hard money loan requires...

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3 Steps To Start Investing in Real Estate

As the cost of living continues to rise, investing in real estate has become one of the best ways to build wealth. But, not everyone is familiar with how to purchase a property or is knowledgeable about a hard-money loan. Not only does it take time and money, but it also takes knowledge and skills. If you’re ready to start investing, these three steps will help you get started. Understand the Process: To get started, understand the process ...

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Picking the Right Project for a Hard Money Loan

Property ownership is a key part of the American dream, but making it happen can be more challenging than you anticipate. Having an investment property that you can buy cheaply, renovate and flip for a profit is another common dream. However, since one in three Americans struggles with poor credit, many ordinary people are not able to take advantage of the opportunities they see in front of them. Without approval for a loan or mortgage from a tra...

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Who Can Benefit from Hard Money Loans?

If you are looking for alternatives to a traditional mortgage, you may be asking what is a hard money loan and how does it work? This kind of loan might be right for you if a conventional mortgage is too difficult to get or takes too long for your needs. What Is a Hard Money Loan? A hard money loan is an option for homeowners who need to get money quickly, using an asset to guarantee the loan. Unlike a mortgage, a hard money loan can be processed...

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What are the Requirements for Owner Occupied Loans?

Owner occupied loans have some requirements that you may not be aware of. For example, with owner occupied loans, flipping your home like 6% of 2016 homeowners did is not an option. Getting familiar with what owner occupied loans really require is essential to the success of managing your mortgage. What Is an Owner Occupied Mortgage? As the name implies, owner occupied mortgages are available to people that plan on buying a home and living in it....

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Recent Posts

  • What to Expect From a Hard Money Loan
  • What Is the Best Way to Get a Commercial Loan?
  • Unable to Apply For a Loan? Here Are Some Alternatives
  • What to Do When You are Denied a Loan
  • Should You Have Mortgage Professionals Review Your Hard Money Loan?

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  • Credit Tips
  • Hard Money Tips
  • Private Money Loans

Specializing in originating private money loans in the state of California.

With a network of over 400 private money investors, we’re able to arrange and coordinate the quick funding of real estate loans for transactions which may not qualify through a traditional bank or conventional mortgage lender.
Our services cater to individual borrowers seeking a loan, as well as private investors whom are interested in investing in secured deeds of trust.

Peter Guy Kerston
Dept of Real Estate # 00621929
NMLS # 334620

Recent Announcements

What to Expect From a Hard Money Loan

Getting approved for a loan isn’t easy for s...

residential owner occupied loans

What Is the Best Way to Get a Commercial Loan?

If you are ready to apply for a commercial loan, y...

hard money loan requirements

Unable to Apply For a Loan? Here Are Some Alternatives

Are you struggling to obtain a loan because of bad...

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818 Mendocino Ave Ste. 200
Santa Rosa, CA 95401
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loans@ARCprivatelending.com

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