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What to Expect From a Hard Money Loan

Getting approved for a loan isn’t easy for someone with poor credit. Luckily, hard money loan lenders are available to help. Hard money loans come in handy for a variety of reasons. They’re easier to qualify for than traditional loans, often require less paperwork, and you can receive funding quickly. Read on to see what you can expect from applying for these loans. Loan Ratios Hard money loan-to-value ratios tend to hover at around 6...

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What Is the Best Way to Get a Commercial Loan?

If you are ready to apply for a commercial loan, you should ensure you know the best ways to get approved for one. You can increase your chances of getting a commercial loan in many ways. Property loans are common, and you should be able to find the guidance you need from realtors. Realtors help many individuals with loans for commercial properties, homes, and properties that need to be flipped to be successful. In 2016 over 6% of homes sold were...

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Unable to Apply For a Loan? Here Are Some Alternatives

Are you struggling to obtain a loan because of bad credit? You’re not alone. Many people have credit problems at times, and it can be not easy to find a lender willing to work with you. The good news is there are a few alternative options that you can explore. Below are a handful of options if you need a loan but can’t get approved because of bad credit. Private Money Lender One option to consider if you’re struggling to get app...

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What to Do When You are Denied a Loan

Applying for a loan when you need it and being denied can cause both frustration and anxiety. According to ARC Private Lending, poor credit scores plague nearly 68 million Americans. If you can’t get a conventional loan from a bank, it’s good to know there are alternative lending solutions, including hard money lenders. Hard money lenders can step in and provide a loan when many banks can’t or won’t. Looking for alternativ...

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Should You Have Mortgage Professionals Review Your Hard Money Loan?

A hard money loan is a loan that is given based on the value of an asset, such as property. Hard money loans come from private investors or companies, rather than banks. The terms of a hard money loan are usually shorter than a traditional loan, and the interest rates are higher. You may wonder if a mortgage lender should review such a loan first. Quick Approval One of the benefits of a hard money loan is the fast turnaround. If you need money im...

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Frequently Asked Questions About Private Loans, Officially Answered

Poor credit can be hard to deal with, but it shouldn’t stop you from living your life. The good news is that it’s still possible to get a private loan with poor credit. At ARC Private Lending, we work hard so you can get funding. However, even if you know where to get funding, you may still have some important questions. With that in mind, here are some of the most frequently asked questions we receive about private loans and the answ...

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Can You Get a Private Loan With Poor Credit?

Are you stressed out over bad credit, and wonder if you can find some relief? If so, you aren’t alone. According to Fox Business, as many as one-third of Americans share your struggle with poor credit, but the good news is there are options! Getting a private loan is possible with bad credit, depending on where you look. Read further to find out how you can work around poor credit to get funding. 1. What is a Private Loan? A private loan is...

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4 Qualifications You Want for a Hard Money Loan

A hard money loan is a loan that’s based on the value of the property, not on the borrower’s creditworthiness. Hard money loans are usually short-term loans, lasting from one to five years. They’re typically used for rehabbing properties or for investment purposes. Here are the qualifications you’ll need to get a hard money loan. 1. Good Equity When it’s time to get a hard money loan, the lender will want to see that...

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How Quickly Can You Get a Hard Money Loan?

You learn that a co-worker wants to unload a house ASAP. You see the potential to make a good profit by flipping the house. They want a reasonable amount, but you don’t have enough in savings, or strong enough credit, to swing a traditional mortgage. Nor will the other party wait the 6 weeks or more a traditional mortgage process requires. What do you do? The solution could be a hard money loan from a private lender. What Is a Hard Money Lo...

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3 Tips to Improve Your Credit for a Loan

Every now and then, a time may come when you need to apply for either a conventional or hard money loan. If you happen to be one of the approximately 68 million Americans who have poor credit, you may be wondering what to do. This is because it’s practically impossible to get a loan if you have bad credit. Read on to see some tips that can help you improve your credit so that you can get a loan. 1. Pay Your Bills on Time One of the easiest ...

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Recent Posts

  • What to Expect From a Hard Money Loan
  • What Is the Best Way to Get a Commercial Loan?
  • Unable to Apply For a Loan? Here Are Some Alternatives
  • What to Do When You are Denied a Loan
  • Should You Have Mortgage Professionals Review Your Hard Money Loan?

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  • Credit Tips
  • Hard Money Tips
  • Private Money Loans

Specializing in originating private money loans in the state of California.

With a network of over 400 private money investors, we’re able to arrange and coordinate the quick funding of real estate loans for transactions which may not qualify through a traditional bank or conventional mortgage lender.
Our services cater to individual borrowers seeking a loan, as well as private investors whom are interested in investing in secured deeds of trust.

Peter Guy Kerston
Dept of Real Estate # 00621929
NMLS # 334620

Recent Announcements

What to Expect From a Hard Money Loan

Getting approved for a loan isn’t easy for s...

residential owner occupied loans

What Is the Best Way to Get a Commercial Loan?

If you are ready to apply for a commercial loan, y...

hard money loan requirements

Unable to Apply For a Loan? Here Are Some Alternatives

Are you struggling to obtain a loan because of bad...

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818 Mendocino Ave Ste. 200
Santa Rosa, CA 95401
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loans@ARCprivatelending.com

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