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Why Hard Money Loans Grant You Time, Flexibility, and Convenience When Flipping a House

  Over the past few years, house flipping has become a popular way for people to make a sizable return in a relatively short time frame. In 2016, over 6% of homes sold were the result of flipping, the highest percentage in 10 years. If you are considering investing in real estate, looking into a hard money loan should be one of your first steps. Hard money loans will save you time, and offer you more flexibility and convenience throughout th...

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What Is a Hard Money Loan and How to Know If It’s the Right Option For You

Many people are familiar with a soft money loan, like a car loan, but are unaware of other lending options. For example, a hard money loan is a method of borrowing money without going through a mortgage broker. This type of loan can be a convenient method of borrowing money for a home, and has many benefits. Here are a few things to consider before reaching out to your hard money lender. The Benefits of a Hard Money Loan It’s Quicker: Worki...

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5 Excellent Tips on How to Work Best With Hard Money Lenders

Research findings indicate that about one-third of Americans have bad credit, and if you are part of this statistic, then you probably want to think about hard money lenders. Nobody wants a poor credit rating, but sometimes downward financial spiral hits hard. Mainstream financial institutions have strict policies and defaulting them can make it hard for you to handle pressing financial issues. Hard money lenders take a different approach from co...

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A Guide to Help You Understand Hard Money Lending

If you are a real estate investor, hard money loans should excite you. Compared to bank loans, hard money loans are easier to secure. The leniency of these types of loans makes them ideal even for investors with low credit scores. The loan-to-value ratios of hard money are 60 to 70%, which means that the lenders are at a lower risk of losses. The hard money loan industry has remained a mystery to most people. There is a misconstrued notion about ...

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What You Need to Know About Hard Money Loans

Most people who want to advance towards financial stability need to borrow some money from time to time. Unfortunately for people who have fallen into tough times and defaulted on loans in the past, getting financing from mainstream financial institutions is hard. Default or late loan payments result in bad credit ratings. The traditional financial institutions usually have very rigid policies. Due to these policies, lousy credit rating often sou...

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Why Hard Money Lenders Are the Best Option for Real Estate Investors

Every real estate investor needs to start looking at hard money loans as a financial tool. The most significant advantages are their speed and flexibility. However, there are other significant benefits of acquiring a hard money loan from a hard money lender. We’re going to discuss those numerous benefits in this post. 1. Fast approval and funding Applying for a hard money loan from most hard money lenders is a straightforward and simple pro...

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5 Reasons a Hard Money Lender Can Act Faster Than a Bank

A bank can take weeks between the time you apply for a loan to the time your loan is funded. This can pose a problem for real estate businesses who need a fast turnaround. Since each piece of real estate is unique, sellers can receive a number of competing offers. Being able to offer quick payment may make the difference between getting the property or losing out. Hard money lenders, however, can approve and fund hard money loans in as little as ...

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Benefits of Using a Subprime Loan to Buy a House

Buying your own home is a major part of the American dream. For most people, this will require borrowing money in the form of a mortgage.   Over 10 years ago, there were many different types of mortgages available. These included “A paper” (for those with perfect credit, provable income and plenty of reserves), “Alt A” (short for alternative to A paper, for those who couldn’t quite meet the requirements of A paper, subprime (for th...

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When to Use Commercial Hard Money Lenders in California

Are you starting a new business and planning to purchase property? Are you turning your online business into a physical business? Or are you in need of an upgrade? Purchasing a new or upgraded brick-and-mortar location for your business is the first step in becoming more established in your industry and community. Whether the physical location is a storefront, a warehouse, or an office, there’s a lot of excitement that comes from purchasing...

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How to Get into California House Flipping

If you’ve got cash to spare or a property or two already on the market, maybe you’ve considered getting into house flipping. If the numbers add up for you, it can be a great way to start multiplying your worth and helping to turn decrepit properties around. Novices might be intimidated, but thankfully anyone can get into California house flipping. Population trends on the coasts show that people are moving from the center of the US to...

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Recent Posts

  • Unable to Apply For a Loan? Here Are Some Alternatives
  • What to Do When You are Denied a Loan
  • Should You Have Mortgage Professionals Review Your Hard Money Loan?
  • Frequently Asked Questions About Private Loans, Officially Answered
  • Can You Get a Private Loan With Poor Credit?

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  • Private Money Loans

Specializing in originating private money loans in the state of California.

With a network of over 400 private money investors, we’re able to arrange and coordinate the quick funding of real estate loans for transactions which may not qualify through a traditional bank or conventional mortgage lender.
Our services cater to individual borrowers seeking a loan, as well as private investors whom are interested in investing in secured deeds of trust.

Peter Guy Kerston
Dept of Real Estate # 00621929
NMLS # 334620

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hard money loan requirements

Unable to Apply For a Loan? Here Are Some Alternatives

Are you struggling to obtain a loan because of bad...

hard money loan

What to Do When You are Denied a Loan

Applying for a loan when you need it and being den...

Should You Have Mortgage Professionals Review Your Hard Money Loan?

A hard money loan is a loan that is given based on...

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