Call us: 707-543-1588

Get Pre-Qualified Now!

  • Home
  • About Us
    • Meet The Team
  • Services
    • Hard Money Loans For Your Property Needs
    • Commercial Loans
    • Non-Owner Occupied Loans
    • Hard Money Loans For Primary Residences & Business Purposes
    • Subprime Loan Lenders
  • Pre-Qualify Here
    • Hard Money Real Estate Pre-Qual
    • Commercial Loan Pre-Qual
    • Subprime Loans Pre-Qual
  • Investors
    • Risk Assessment
    • Investment Strategies
    • Documents
    • Registration
  • Blog
  • FAQs
    • The Loan Process Explained
    • FAQs for Private Money Loans
    • Glossary
  • Contact Us

BLOG

Can You Get a Private Loan With Poor Credit?

Are you stressed out over bad credit, and wonder if you can find some relief? If so, you aren’t alone. According to Fox Business, as many as one-third of Americans share your struggle with poor credit, but the good news is there are options! Getting a private loan is possible with bad credit, depending on where you look. Read further to find out how you can work around poor credit to get funding. 1. What is a Private Loan? A private loan is...

Read More >>

4 Qualifications You Want for a Hard Money Loan

A hard money loan is a loan that’s based on the value of the property, not on the borrower’s creditworthiness. Hard money loans are usually short-term loans, lasting from one to five years. They’re typically used for rehabbing properties or for investment purposes. Here are the qualifications you’ll need to get a hard money loan. 1. Good Equity When it’s time to get a hard money loan, the lender will want to see that...

Read More >>

How Quickly Can You Get a Hard Money Loan?

You learn that a co-worker wants to unload a house ASAP. You see the potential to make a good profit by flipping the house. They want a reasonable amount, but you don’t have enough in savings, or strong enough credit, to swing a traditional mortgage. Nor will the other party wait the 6 weeks or more a traditional mortgage process requires. What do you do? The solution could be a hard money loan from a private lender. What Is a Hard Money Lo...

Read More >>

3 Tips to Improve Your Credit for a Loan

Every now and then, a time may come when you need to apply for either a conventional or hard money loan. If you happen to be one of the approximately 68 million Americans who have poor credit, you may be wondering what to do. This is because it’s practically impossible to get a loan if you have bad credit. Read on to see some tips that can help you improve your credit so that you can get a loan. 1. Pay Your Bills on Time One of the easiest ...

Read More >>

How Do Most Entrepreneurs Get the Funding to Start?

Many people across the globe have aspirations to venture into business. The Small Business Administration reports that investors started one million small businesses between 2019 and 2020. For these businesses to get off the ground, they need one common factor – money! And this is what creates the difference between entrepreneurs in business and those in waiting. Supposing you are in the latter category, you’d probably want to know how th...

Read More >>

4 Tips for Choosing the Right Hard Money Lender

Private hard money lenders are critical people to build relationships with if you work in real estate. For many years, they have played an important role as a financing alternative for real estate investors, particularly those with bad credit or searching for rapid cash for time-sensitive projects. If you’re unfamiliar with hard money, it can be difficult to know where to start. Since not all hard money lenders are similar, it’s essen...

Read More >>

3 Reasons People Get Hard Money Loans

A hard money loan is an alternative type of financial product that’s typically offered by individuals and not banks. Since a hard money loan is secured by real property, this type of loan is generally used in real estate transactions. Below we look at the top reasons why anyone might get a hard money loan if they qualify.   1. Secure Real Estate Property   The top reason for taking out a hard money loan is the acquisition of real ...

Read More >>

4 Benefits of a Hard Money Loan

What comes to your mind when you want to get a hard money loan? Hard money loans are a form of lending. They are generally unsecured, meaning the borrower does not need to use any asset as collateral. There is no recourse to the lender in case of a default or inability to repay the loan. Hence, individuals often use hard money loans when they have trouble qualifying for standard financing options due to credit scores or other factors unrelated to...

Read More >>

Who Qualifies for Residential Owner Occupied Loans?

There are many different types of mortgage loans. One of the most popular types is residential owner occupied loans. These types of loans cater to a specific type of borrower. Are you eligible for residential owner occupied loans? Find out now. What Does Owner Occupied Loans Mean? Residential owner occupied loans simply mean that at least one of the borrowers on the loan documents lives at the mortgaged property. For some loan programs, the borro...

Read More >>

What is a Hard Money Loan?

It is common for people to ask “what is a hard money loan?” Well, a hard money loan is a type of finance granted to real estate investors by individuals or non-banking institutions. It does not necessitate extensive credit checks because it is secured by collateral.   The investor chooses a hard money lender since the loan is disbursed rapidly, typically within a week, as opposed to standard banks, which take one to two months to...

Read More >>
  • «
  • ← Previous
  • 1
  • 2
  • 3
  • 4
  • 5
  • 6
  • 7
  • Next →
  • »

Contact Us

Recent Posts

  • The Role of Private Lenders in Revitalizing Communities
  • Fast, Flexible, and Reliable: Private Hard Money Lenders to Empower Your Investments
  • How Are Hard Money Loans Calculated?
  • Different Hard Money Loan Types Every Investor Should Know
  • What to Expect From a Hard Money Loan

Categories

  • Credit Tips
  • Hard Money Tips
  • Private Money Loans

Specializing in originating private money loans in the state of California.

With a network of over 400 private money investors, we’re able to arrange and coordinate the quick funding of real estate loans for transactions which may not qualify through a traditional bank or conventional mortgage lender.
Our services cater to individual borrowers seeking a loan, as well as private investors whom are interested in investing in secured deeds of trust.

Peter Guy Kerston
Dept of Real Estate # 00621929
NMLS # 334620

Recent Announcements

The Role of Private Lenders in Revitalizing Communities

Private lending is an invaluable practice that has...

Private Hard Money Lending

Fast, Flexible, and Reliable: Private Hard Money Lenders to Empower Your Investments

Finding the right financing solution can be challe...

How Are Hard Money Loans Calculated?

Private investors or companies offer hard money lo...

STAY CONNECTED

icon-6
 

Contact Us

818 Mendocino Ave Ste. 200
Santa Rosa, CA 95401
707-543-1588 Local
loans@ARCprivatelending.com

Sitemap

Real Estate Application

© 2021. All Rights Reserved. Privacy Policy

Cinque Terre
Custom Web Design by Studio98
  • This field is for validation purposes and should be left unchanged.