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How Do Most Entrepreneurs Get the Funding to Start?

Many people across the globe have aspirations to venture into business. The Small Business Administration reports that investors started one million small businesses between 2019 and 2020. For these businesses to get off the ground, they need one common factor – money! And this is what creates the difference between entrepreneurs in business and those in waiting. Supposing you are in the latter category, you’d probably want to know how th...

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4 Tips for Choosing the Right Hard Money Lender

Private hard money lenders are critical people to build relationships with if you work in real estate. For many years, they have played an important role as a financing alternative for real estate investors, particularly those with bad credit or searching for rapid cash for time-sensitive projects. If you’re unfamiliar with hard money, it can be difficult to know where to start. Since not all hard money lenders are similar, it’s essen...

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3 Reasons People Get Hard Money Loans

A hard money loan is an alternative type of financial product that’s typically offered by individuals and not banks. Since a hard money loan is secured by real property, this type of loan is generally used in real estate transactions. Below we look at the top reasons why anyone might get a hard money loan if they qualify.   1. Secure Real Estate Property   The top reason for taking out a hard money loan is the acquisition of real ...

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4 Benefits of a Hard Money Loan

What comes to your mind when you want to get a hard money loan? Hard money loans are a form of lending. They are generally unsecured, meaning the borrower does not need to use any asset as collateral. There is no recourse to the lender in case of a default or inability to repay the loan. Hence, individuals often use hard money loans when they have trouble qualifying for standard financing options due to credit scores or other factors unrelated to...

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Who Qualifies for Residential Owner Occupied Loans?

There are many different types of mortgage loans. One of the most popular types is residential owner occupied loans. These types of loans cater to a specific type of borrower. Are you eligible for residential owner occupied loans? Find out now. What Does Owner Occupied Loans Mean? Residential owner occupied loans simply mean that at least one of the borrowers on the loan documents lives at the mortgaged property. For some loan programs, the borro...

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What is a Hard Money Loan?

It is common for people to ask “what is a hard money loan?” Well, a hard money loan is a type of finance granted to real estate investors by individuals or non-banking institutions. It does not necessitate extensive credit checks because it is secured by collateral.   The investor chooses a hard money lender since the loan is disbursed rapidly, typically within a week, as opposed to standard banks, which take one to two months to...

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Understanding Private Money Loans

According to BadCredit.org, roughly a third of Americans have a poor credit score. One of the disadvantages of having poor credit is that it can be difficult to get approved for a loan by a bank or traditional financial institution. This is where private money loans can help.   What are Private Money Loans?   As the term suggests, a private money loan is essentially money you can borrow from a private organization or lender who has fina...

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Three Advantages of a Hard Money Loan

Anyone who has ever looked into getting a loan knows that there are many different options available. One of those options is a hard money loan. Hard money loans are loans given by a private hard money lender or organization rather than a bank. The terms of these kinds of loans are often shorter than traditional loans, and the amount of interest that is charged may be higher as well. Hard money loans are often used for investment purposes, such ...

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Is A Hard Money Loan the Best Choice for Your Home

If for some reason, you can’t take out a loan with a traditional mortgage lender, a hard money loan could be right for you. Simply put, with a hard money loan, you use the property you’re about to purchase as collateral for the loan. Here are the top reasons why a hard money loan could be the best option for you.   Flexible Requirements   Traditional mortgage lenders tend to have stricter eligibility requirements that make i...

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Five Reasons Why Hard Money Loans Are Beneficial When You Need a Loan Fast

There are times when you need a loan fast. This could be due to business or personal reasons where you can’t wait for the lengthy procedure and time to acquire a loan from the bank. If you are in a rush to get finances for real estate, you can quickly get a hard money loan. Here are the top five benefits hard money loans offer. Fast Approval When dealing with hard money, be sure that you can get it as soon as the lender confirms that the pr...

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Recent Posts

  • What to Expect From a Hard Money Loan
  • What Is the Best Way to Get a Commercial Loan?
  • Unable to Apply For a Loan? Here Are Some Alternatives
  • What to Do When You are Denied a Loan
  • Should You Have Mortgage Professionals Review Your Hard Money Loan?

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  • Private Money Loans

Specializing in originating private money loans in the state of California.

With a network of over 400 private money investors, we’re able to arrange and coordinate the quick funding of real estate loans for transactions which may not qualify through a traditional bank or conventional mortgage lender.
Our services cater to individual borrowers seeking a loan, as well as private investors whom are interested in investing in secured deeds of trust.

Peter Guy Kerston
Dept of Real Estate # 00621929
NMLS # 334620

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What to Expect From a Hard Money Loan

Getting approved for a loan isn’t easy for s...

residential owner occupied loans

What Is the Best Way to Get a Commercial Loan?

If you are ready to apply for a commercial loan, y...

hard money loan requirements

Unable to Apply For a Loan? Here Are Some Alternatives

Are you struggling to obtain a loan because of bad...

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818 Mendocino Ave Ste. 200
Santa Rosa, CA 95401
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loans@ARCprivatelending.com

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