Why Buy During the Winter?

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private loans interest rates

Many people do not shop for houses during the winter because they have other things to do or because they don’t want to deal with bad weather while looking at houses. While this is understandable, it may cost you money if you fall into this category. Why? As we all know, prices are determined by the market. When there are more buyers, prices will tend to be higher. Conversely, when there are less buyers, prices tend to be lower. If you think about it, it makes sense that if no one else is competing with you for a house, you are more likely to get…
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Were You Improperly Harmed by a Foreclosure?

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private loans interest rates

There was an interesting article last week in the Santa Rosa Press Democrat that described actions that can be taken if you were harmed by an improperly handled foreclosure. If you qualify, you can request an independent foreclosure review. If the review finds that you were financially injured due to errors, misrepresentations or other deficiencies in the loan servicer’s procedures, you may entitled to receive compensation. There are specific requirements that must be met in order to be eligible so not everyone who lost a home in foreclosure will qualify. For starters, the loan servicer who handled it must be one specifically named on the…
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