Hard Money Loan Blog | ARC Private Lending

How Do Hard Money Loans Work?

If poor credit is holding you back from taking advantage of real estate investing opportunities, even though you have plenty of capital or collateral, it’s time you discovered how to get a home loan with bad credit. The first step is to walk away from traditional lenders and seek alternative funding solutions. Hard money loans could be just what you’re looking for, but what is a hard money loan? How does it work and why is it useful w...

Income Property Investing Do’s and Don’ts for Newbies

Investing in real estate continues to be a lucrative industry, allowing some investors to earn six figures or even seven figures annually. Jumping into property investing isn’t something you want to do without some knowledge of the industry, though. You have to understand different terms like hard money and private money, especially when it is time to start financing your real estate investments. You can find both hard money lenders in Cal...

How to Overcome Common House Flipping Issues

Flipping homes is big business in America and can be fairly rewarding when done correctly. A lot of people jump into the industry without knowing much about the technicalities, however. Magazines and shows make house flipping seem rather easy, but there’s much more to flipping houses than simply buying and selling. And unless you’re rich, you’re going to need loans to help fund your flipping venture. Some people have had financi...

Rental Property Investing Do’s and Dont’s

When it comes to investing in property, there are as many ways to make mistakes as there are ways to make a fortune! Before you decide to sign on the dotted line, read on to learn some of the do’s and don’ts of rental property investing. DO: Research the Neighborhood of the Rental Property You’ve heard the expression: ‘location, location, location’. In the world of real estate, location is absolutely everything! A go...

Common Reasons Your Private Money Loan Request Would Be Denied

There are many reasons why real estate investors might seek out private money loans instead of more traditional avenues of mortgage lending. Not only is credit rating generally not a factor, but these loans can be much more expeditious than borrowing from banks. This is because private lenders are more interested in collateral than credit, as well as the plan for seeing return on investment from real estate projects like house flipping, rental pr...

Hard Money Loans and House Flipping

Call it what you want but flipping houses has become Popular with a capital P in recent years. I speculate that the success of books such as Rich Dad, Poor Dad, by Robert Kiyosaki and TV shows such as Flip This House have brought fourth public knowledge on the merits of house flipping. Regardless of how house flipping became popular, it’s in and it’s here to stay! So How Does House flipping work? Well, on pen and paper it’s real...

Benefits of Private Lending and Hard Money Loans

Unfortunately, not everyone on this earth is qualified to receive a loan from the bank. A history of bad credit, no credit and high debt in your portfolio can really stack the cards against you, lowering your chance of being approved by most financial institutions. So what should a person do if they can’t receive money in the “typical” way? Those that often have a hard time borrowing money often turn to private lenders which are...

Now Is The Time To Buy A Home!

This is a line many real estate agents and loan officers have used to try to get prospects to buy a home. Sometimes it was true, sometimes not. So why am I saying it is true now? According to the California Association of Realtors , in the 2nd quarter of 2006, only 26% of Californians could afford an entry level home. As prices dropped, the number of people who could afford to buy a home increased. Now, with prices as low as they are, home affor...

Hard Money/Private Money Rates

Probably the most asked question when someone is calling to find out about hard money is, “What is the interest rate?” The short answer, which is also not very specific, is that rates usually range from 10 – 12%. In some cases, we have done deals with rates below 10% but those tend to be cleaner deals. Before we can accurately answer the question, we need to know some of the details of the loan. Some of these things are: loan amount, purcha...

Paying debts doesn’t always help your credit score

It is generally accepted that if you pay off your debts, your credit score will go up. This is believed because it makes sense logically. If you pay off a debt, you owe less and you are more able to handle your other obligations. However, there are some instances where paying a debt actually hurts your credit score. Here’s why. When you have a collection account or a judgment on your credit report, the impact it has on your score is directly re...

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How Do Hard Money Loans Work?

Income Property Investing Do’s and Don’ts for Newbies

How to Overcome Common House Flipping Issues

Rental Property Investing Do’s and Dont’s

Common Reasons Your Private Money Loan Request Would Be Denied

Hard Money Loans and House Flipping

Benefits of Private Lending and Hard Money Loans

Now Is The Time To Buy A Home!

Hard Money/Private Money Rates

Paying debts doesn’t always help your credit score

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What are the Requirements for Owner Occupied Loans?

Real Estate Investment and Hard Money Loans

Can You Get a Hard Money Loan with Bad Credit?

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