Buying your own home is a major part of the American dream. For most people, this will require borrowing money in the form of a mortgage.   Over 10 years ago, there were many different types of mortgages available. These included “A paper” (for those with perfect credit, provable income and plenty of reserves), “Alt A” (short for alternative to A paper, for those who couldn’t quite meet the requirements of A paper, subprime (for th...

Are you starting a new business and planning to purchase property? Are you turning your online business into a physical business? Or are you in need of an upgrade? Purchasing a new or upgraded brick-and-mortar location for your business is the first step in becoming more established in your industry and community. Whether the physical location is a storefront, a warehouse, or an office, there’s a lot of excitement that comes from purchasing...

If you’ve got cash to spare or a property or two already on the market, maybe you’ve considered getting into house flipping. If the numbers add up for you, it can be a great way to start multiplying your worth and helping to turn decrepit properties around. Novices might be intimidated, but thankfully anyone can get into California house flipping. Population trends on the coasts show that people are moving from the center of the US to...

Your dream is to manage income-generating real estate properties instead of managing a stack of papers in an old cubicle. But you know it takes money to make money. And that’s why you want to know how to get a hard money loan in California. We don’t blame you. Research shows that over 6% of homes sold in 2016 were the result of flipping–an activity hard money lenders financially support. That’s the highest percentage in 10...

When you find an investment property that you want to purchase, you need to find a lender who can get you the money needed to secure the deal as fast as possible. But, for the growing number of people with struggling credit scores, finding a lender who will grant a quick loan can be a challenge. Is your credit keeping you from getting the money you need to make money on investments? If you have a less-than-perfect credit score, you’re not a...

Looking to build up your commercial real estate portfolio this year? Did you know private lending is reshaping the mortgage market? If you or your investing team don’t qualify for certain types of financing, an asset-based hard money loan may be the way to go. Sound enticing? Read on to learn the 5 reasons why hard money is the best option for commercial real estate loans! 1. Fast Commercial Real Estate Loans The application and approval pr...