Types of Properties (CALIFORNIA PROPERTIES ONLY)

  • Single Family Residence
  • 2-4 Units
  • Manufactured Home on permanent foundation
  • Bare land

Loan Purpose

  • Non-Owner Occupied
  • Some Owner Occupied –  Strictly Business Purpose Only (Loan funds are used for a business need and NOT for a personal, family, or household use.)
  • Purchase Money
  • Refinance
  • Cash Out

Loan Terms

  • LTV up to 65% (70% LTV on purchases)
  • Loan term: 1, 2, 3, and 5 years
  • Interest-only payment
  • Cross collateralize
  • Rate 8% to 12%

Problems We Solve

  • Property listed for sale
  • Owned by Sole Proprietorship, LLC or Corporation
  • Properties in Trust
  • Problem Properties
  • Unusual Properties
  • Bad credit (NOT FICO driven)
  • Recent foreclosure, bankruptcy, short-sale
  • Deferred maintenance
  • Damaged property
  • Can’t prove income
  • Self employed OK

    • Submit Loan  Submit Scenario