Hard Money Loans the Easy Way

Hard money loans are available to people who might otherwise not qualify for a credit union or bank loan due to poor credit, property issues or difficulty proving income by traditional means. Since the security for each loan is property, our hard money lenders can be more flexible in other areas.

  • Previously denied
  • Bad credit
  • No credit
  • Insufficient proof of income
  • Property issues

What Makes Us Different?

We have money to lend. This may seem obvious but there are many private money lenders out there who claim to have money but they are sending your loans to other brokers for funding. This not only costs you more money. It also takes more time to get a loan done.

Fast In-House Approval

We have our own list of private investors who fund our loans. There is no need for us to outsource to any other brokers to get your hard money loan approved and funded. We do it all in-house.


Benefits of Hard Money Lenders

  • Practical alternative to traditional loans
  • ARC Private Lending loans are cheaper and easier than getting a 50/50 partner
  • Purchase property that you couldn’t qualify for with other lenders

Fast Decisions and Reasonable Fees

We understand the while we have to make a profit to stay in business, our hard money loans have to make sense for our clients too. If fees are too high, the loan just doesn’t make sense.

Some hard money lenders charge fees of 5 to 6 points and some even charge up to 10 points! With ARC Private Lending, you can expect a fast decision, reasonable fees, and regular communication about the status of your loan.

Before we will commit to doing a loan, we make sure that everyone involved wins.


Call us directly at 707-543-1588 to discuss your particular financing needs with a licensed Loan Officer. 

Click here to Get Started with an online application