Types of Properties

• New construction
• Spec construction
• Owner Occupied Builder
• Investor Rehab
• Flipper
• Residential/Multi-Family/Commercial property unfinished or under construction with approved plans

Loan Purpose

• Non-Owner Occupied
• Owner Occupied for Business Purpose Only
• Cash out to construction
• Ground up construction
• Refinance, occupy or sell the property upon completion

Loan Terms

• LTV up to 65% of future value for construction and rehab
• Loan term: 12-18 months
• Construction loans up to $4.5 million NET for ground up construction completion
• Loan decision based on quality of the project
• Flexible disbursement schedule
• Not FICO driven
• Interest reserve ok

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