Types of Properties

  • New construction
  • Spec construction
  • Owner Occupied Builder
  • Investor Rehab
  • Flipper
  • Residential/Multi-Family/Commercial property unfinished or under construction with approved plans

Loan Purpose

  • Non-Owner Occupied
  • Owner Occupied for Business Purpose Only
  • Cash out to construction
  • Ground up construction
  • Refinance, occupy or sell the property upon completion

Loan Terms

  • LTV up to 65% of future value for construction and rehab
  • Loan term: 12-18 months
  • Construction loans up to $4.5 million NET for ground up construction completion
  • Loan decision based on quality of the project
  • Flexible disbursement schedule
  • Not FICO driven
  • Interest reserve ok

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